Campbell County provides the following benefits package to employees through Beneficial Life Insurance Company.
Basic Term Life - 100% paid for and provided by Campbell County
- Upon eligibility, you will have one times your annual earnings to the next higher $1,000. With a maximum of $50,000 and a minimum of $10,000. For example, if you earn an annual salary of $43,250, you are covered under the Basic Term Life for $44,000.
- $2,000 basic coverage on your spouse
- $2,000 basic coverage on each dependent child(ren)
Supplemental Life Insurance: For employees desiring additional lost-cost term coverage. You may purchase additional insurance for yourself and/or your spouse to a maximum of $500,000 for you and $250,000 for your spouse. Pricing is per unit of $1,000 per month.
Age |
Non-Tobacco Use |
Tobacco Use |
| Less than 30 | $ .05 | $ .08 |
| 30 to 34 | $ .07 | $ .11 |
| 35 to 39 | $ .09 | $ .15 |
| 40 to 45 | $ .10 | $ .24 |
| 46 to 50 | $ .15 | $ .35 |
| 51 to 54 | $ .25 | $ .55 |
| 55 to 59 | $ .37 | $ .77 |
| 60 to 64 | $ .66 | $1.20 |
| 65 to 69 | $1.26 | $2.29 |
| 70 & above | $2.64 | $3.72 |
Global Emergency Services - This benefit is also provided by Beneficial Life. This service provides you, your spouse, and minor dependent children with immediate access to doctors, hospitals and pharmacies when faced with a medical emergency while traveling 100 miles or more from your permanent residence. This service is a benefit that is free of charge to you as part of your enrollment in the County's Beneficial Life Group Insurance Program. Global Emergency Services cards may be picked up at the Human Resources Office.
The basic Accidental Death & Dismemberment (AD&D) Insurance policy is provided to you by CIGNA Insurance Company and is 100% paid by Campbell County.
- Upon eligibility, you are covered one times your annual earnings to the next higher $1,000, with a maximum pay out of $50,000. For example, if you earn an annual salary of $43,250, you are covered under the AD&D policy for $44,000.
- Seat Belt benefit of 15% the principal sum.
Long-Term Disability (LTD) Insurance: This benefit is provided by CIGNA and is 100% paid for by Campbell County. The long-term disability benefit provides insurance coverage for all regular employees working at least 30 hours per week. The benefit for eligible qualifying employees is 60% of monthly earnings to a maximum of $5,000 per month, less any other benefits received. The benefit is subject to a 180-day elimination period. LTD is included for eligible employees in the premium paid for health insurance.
More information regarding benefits can be found in the Personnel & Benefit binders as well as by contacting the HR Department. All benefits are subject to eligibility requirements and may change at any time. In the case of a difference between the above listed information and the master policies, the master policies will be controlling.