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Life Insurance

Campbell County provides the following benefits package to employees through ING Life Insurance Company.

Basic Term Life - 100% paid for and provided by Campbell County

  • Upon eligibility, you will have one times your annual earnings to the next higher $1,000. With a maximum of $50,000 and a minimum of $10,000. For example, if you earn an annual salary of $43,250, you are covered under the Basic Term Life for $44,000.
  • $2,000 basic coverage on your spouse
  • $2,000 basic coverage on each dependent child(ren)

Supplemental Life Insurance: For employees desiring additional low-cost term coverage. You may purchase additional insurance for yourself and/or your spouse to a maximum of $500,000 for you and $250,000 for your spouse. Pricing is per unit of $1,000 per month.

Age
Non-Tobacco Use
Tobacco Use
Less than 30 $ .05 $ .08
30 to 34 $ .07 $ .11
35 to 39 $ .09 $ .15
40 to 44 $ .10 $ .24
45 to 49 $ .15 $ .35
50 to 54 $ .25 $ .55
55 to 59 $ .37

$ .77

60 to 64 $ .66 $1.20
65 to 69 $1.26 $2.29
70 & above $2.64 $3.72

The basic Accidental Death & Dismemberment (AD&D) Insurance policy is provided to you by ING Life Insurance Company and is 100% paid by Campbell County.

  • Upon eligibility, you are covered one times your annual earnings to the next higher $1,000, with a maximum pay out of $50,000. For example, if you earn an annual salary of $43,250, you are covered under the AD&D policy for $44,000.
  • Seat Belt benefit of 15% the principal sum.

Long-Term Disability (LTD) Insurance: This benefit is provided by ING and is 100% paid for by Campbell County. The long-term disability benefit provides insurance coverage for all regular employees working at least 30 hours per week. The benefit for eligible qualifying employees is 60% of monthly earnings to a maximum of $5,000 per month, less any other benefits received. The benefit is subject to a 180-day elimination period. LTD is included for eligible employees in the premium paid for health insurance.

More information regarding benefits can be found in the Personnel & Benefit binders as well as by contacting the HR Department. All benefits are subject to eligibility requirements and may change at any time. In the case of a difference between the above listed information and the master policies, the master policies will be controlling.

 

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