Medical Insurance

Understanding Your Benefits
 
To view the Medical Benefit Update, please click here.

Blue Cross Blue Shield Medical Insurance
Blue Cross Blue Shield of Wyoming (BCBS) administers the medical benefit for Campbell County employees. There is currently no premium cost for medical insurance for regular full-time employees on the High Deductible plan and regular part-time employee premium amounts are based on the number of hours they work. There is a premium cost share for employees who choose the Low Deductible plan. View the Low Deductible Medical Benefit Document or the High Deductible Medical Benefit Document for more information.

Medical Deductible Per Calendar Year


LDHP Deductible HDHP Deductible
Single $500 Single $1,350
Employee plus one $1,000 Employee plus one $2,700
Family $1,000 Family $2,700

Coverage After Deductible


LDHP (80%/20%) Coinsurance HDHP (80%/20%)
Single $2,000 Single $1,150
Employee plus one $4,000 Employee plus one $2,300
Family $4,000 Family $2,300

Total Out of Pocket


LDHP Total out of pocket Cost HDHP Total out of pocket Cost
Single $2,500 per calendar year Single $2,500 per calendar year
Employee plus one $5,000 per calendar year Employee plus one $5,000 per calendar year
Family $5,000 per calendar year Family $5,000 per calendar year

Benefit payments are based on allowable, reasonable, and customary charges.

Medical Insurance Total Premium Costs



Regular Full Time Employees as of July 1, 2017

  • Single = $760 per month
  • Employee plus one = $1,520 per month
  • Family = $2,140 per month

Medical Plan Employee Share of Premium Costs



Regular Full Time Employees as of July 1, 2017

  • Single = $50 per month
  • Employee plus one = $100 per month
  • Family = $150 per month

Prorated Premium Share Amounts for the Regular Part-Time Employees enrolled in the HDHP option


Hours Worked Single Employee Plus One Family Coverage
20-29 $380.00 per pay period $760.00 per pay period $1,070.00 per pay period
30 $95.00 per pay period $190.00 per pay period $267.50 per pay period
31 $85.50 per pay period $171.00 per pay period $240.75 per pay period
32 $76.00 per pay period $152.00 per pay period $214.00 per pay period
33 $66.50 per pay period $133.00 per pay period $187.25 per pay period
34 $57.00 per pay period $114.00 per pay period $160.50 per pay period
35 $47.50 per pay period $95.00 per pay period $133.75 per pay period
36 $38.00 per pay period $76.00 per pay period $107.00per pay period
37 $28.50 per pay period $57.00 per pay period $80.25 per pay period
38 $19.00 per pay period $38.00 per pay period $53.50 per pay period
39 $9.50 per pay period $19.00 per pay period $26.75 per pay period
 

Prorated Premium Share Amounts for the Regular Part-Time Employees enrolled in the LDHP option


Hours Worked Single Employee Plus One Family Coverage
20-29 $380.00 per pay period $760.00 per pay period $1,070.00 per pay period
30 $120.00 per pay period $240.00 per pay period    $342.50 per pay period
31 $110.50 per pay period $221.00 per pay period    $315.75 per pay period
32 $101.00 per pay period $202.00 per pay period    $289.00 per pay period
33  $91.50 per pay period $183.00 per pay period    $262.25 per pay period
34  $82.00 per pay period $164.00 per pay period    $235.50 per pay period
35  $72.50 per pay period $145.00 per pay period    $208.75 per pay period
36  $63.00 per pay period $126.00 per pay period    $182.00 per pay period
37  $53.50 per pay period $107.00 per pay period    $155.25 per pay period
38  $44.00 per pay period  $88.00 per pay period    $128.50 per pay period
39  $34.50 per pay period  $69.00 per pay period    $101.75 per pay period
40  $25.00 per pay period  $50.00 per pay period      $75.00 per pay period

Additional Information


For more information regarding your employee medical benefits, contact the Human Resources Department at 687-6355. You may also contact BCBS at 1-800-442-2376.

More information regarding benefits can be found in the personnel and benefit binders as well as by contacting the HR Department. All benefits are subject to eligibility requirements and may change at any time. In the case of a difference between the above listed information and the master policies, the master policies will be controlling. https://www.ccgov.net/DocumentCenter/View/9082