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A person can operate on notarized bill of sale for 60 days if the title is being held by a bank or other financial institution and the title is not available at the time the vehicle is delivered. A person can operate on notarized title when ownership transfers and the title is not held by a bank or other financial institution. The title is to be dated and delivered to the transferee at the time of delivering the vehicle. The transferee has 45 days to operate on a properly executed title.